Consumer Finance
Loan Payment Calculator
Estimate a fixed-rate installment loan payment, payoff date, total interest, fees, and the effect of extra monthly payments.
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Consumer Finance
Understand loans, savings, interest, and everyday money decisions.
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Showing 18 calculators
Consumer Finance
Mortgage Calculator
Estimate fixed-rate principal and interest plus property tax, insurance, mortgage insurance, association dues, and extra principal.
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Consumer Finance
Compound Interest Calculator
Project savings growth from an initial balance, recurring contributions, compounding frequency, timing, and optional inflation.
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Consumer Finance
Credit Card Payoff Calculator
Estimate payoff time and interest from a fixed monthly payment, or calculate the payment required for a target payoff period.
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Consumer Finance
Savings Goal Calculator
Calculate the monthly contribution needed to reach a savings target from a current balance, time horizon, rate, and compounding choice.
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Consumer Finance
Retirement Calculator
Project retirement savings, spending needs, funding gaps, monthly contributions, inflation, fees, and conservative-to-optimistic scenarios.
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Consumer Finance
Emergency Fund Calculator
Estimate an emergency savings target, current expense coverage, funding gap, time to goal, or the monthly amount needed by a target date.
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Consumer Finance
Debt Payoff Calculator
Compare debt avalanche and debt snowball plans for up to ten debts, including payoff dates, interest, order, schedules, and CSV export.
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Consumer Finance
Net Worth Calculator
Create a private personal or household balance sheet from categorized assets and liabilities, key ratios, and an optional previous snapshot comparison.
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Consumer Finance
Rent vs. Buy Calculator
Compare renting with buying using mortgage amortization, ownership costs, rent growth, home equity, selling costs, and investing the cash-flow difference.
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Consumer Finance
Home Affordability Calculator
Estimate a prudent home-price ceiling from income, recurring debt, cash available after reserves, mortgage terms, closing costs, and ongoing ownership expenses.
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Consumer Finance
Mortgage Refinance Calculator
Compare keeping your current fixed-rate mortgage with refinancing, including closing costs, financed fees, points, credits, cash-out, break-even timing, and lifetime cost.
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Consumer Finance
HELOC Calculator
Estimate HELOC draw-period and repayment-period payments, payment shock, variable-rate stress scenarios, interest, fees, available credit, and combined loan-to-value.
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Consumer Finance
Debt Consolidation Calculator
Compare multiple fixed-payment debts with one consolidation loan, including origination fees, financed or deducted costs, payment change, payoff time, break-even timing, and lifetime cost.
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Consumer Finance
Student Loan Repayment Calculator
Plan multiple student loans through a grace or deferment period, interest capitalization, a fixed repayment term, and strategic extra payments.
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Consumer Finance
Auto Loan Calculator
Estimate amount financed, monthly payment, interest, tax, fees, trade-in equity, and the effect of extra auto-loan payments.
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Consumer Finance
Debt-to-Income Ratio Calculator
Calculate housing-payment and total debt-to-income ratios from gross monthly income and recurring monthly obligations.
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Consumer Finance
Monthly Budget Calculator
Normalize recurring income and expenses into a monthly budget, then estimate cash-flow surplus, savings rate, debt-payment ratio, and annual balance.
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